Njangi · Tontine · Savings circle
The free njangi app — Xodus Vault
No more lost notebooks or arguments about who paid. Every member sees contributions, turn order and payouts from their phone.
Free up to 9 members
Small circles, families and friends pay nothing.
Turns and payouts
The payout order is clear and turn swaps are recorded.
Late payments visible
Who is up to date and who is behind, without awkward talks.
Diaspora-ready
Members in Cameroon, the US or Europe in one group.
- Create your group in 2 minutes.
- Share the invite code on WhatsApp.
- Record each contribution; everyone sees the record.
Xodus Vault is a ledger, not a bank: your money stays with your treasurer, on MoMo or at the bank. We keep the records clear.